Get Free Quotes Now!
Find the Right Medicare Coverage in Just Minutes
Whether you’re new to Medicare or exploring better options, CarInsuranceMatch.com helps you compare Medicare Advantage, Medigap, and Prescription Drug Plans (Part D) from top-rated insurers β quickly and easily.
- Medicare Advantage (Part C),
- Medigap, Part D
- Nationwide Licensed Providers
- $0 Premium Options Available
- Free Quote Comparison Tool
π Enter your ZIP code to explore Medicare plans tailored to your needs.
What Is Medicare?
Medicare is a federal health insurance program for:
-
Individuals 65 or older
-
Younger people with certain disabilities
-
Individuals with End-Stage Renal Disease (ESRD)
There are four main parts:
| Medicare Part | What It Covers |
|---|---|
| Part A | Hospital stays, nursing care, hospice |
| Part B | Doctor visits, outpatient care, diagnostics |
| Part C | Medicare Advantage (all-in-one plans) |
| Part D | Prescription drug coverage |
You can also choose to add a Medigap (Supplement) policy to cover out-of-pocket expenses not paid by Parts A and B.
What Are My Medicare Coverage Options?
Original Medicare (Parts A & B)
-
Government-managed
-
Doesnβt cover vision, dental, hearing, or prescriptions
-
Usually paired with Part D and Medigap
Medicare Advantage (Part C)
-
All-in-one plan offered by private insurers
-
Includes Part A + B, and often Part D
-
May include vision, dental, hearing, and wellness perks
Medicare Part D (Prescription Drug Plan)
-
Helps cover the cost of prescriptions
-
Available as a standalone plan or bundled with Part C
Medigap (Medicare Supplement)
-
Covers deductibles, co-pays, and other out-of-pocket costs
-
Sold by private companies
-
Only works with Original Medicare
Who Should Use Our Medicare Comparison Tool?
You’re eligible if you’re:
-
Turning 65 soon or recently turned 65
-
Already on Medicare and want a better plan
-
Losing employer or retiree health coverage
-
Helping a parent or spouse choose coverage
-
Interested in $0 premium Advantage plans
π― With hundreds of plan variations, our tool helps you simplify the decision.
How Much Do Medicare Plans Cost?
Costs vary by the plan type, location, and income:
| Cost Type | Original Medicare | Medicare Advantage |
|---|---|---|
| Monthly Premium | Part A: $0β$278, Part B: $174.70 (2024 avg) | Often $0/month |
| Deductibles | Yes, for Parts A & B | Varies by plan |
| Out-of-Pocket Max | No | Yes (cap on annual costs) |
| Prescription Drugs | Not included | Often included |
| Extras (vision, etc) | Not covered | Often included |
π‘ Many Advantage plans include $0 monthly premiums, and you may qualify for Extra Help based on income.
Frequently Asked Questions about Medicare Eligibility and Coverage
Understand the basics of Medicare eligibility and coverage options for seniors.
Can I switch Medicare Advantage plans later?
Yes β during Annual Enrollment (Oct 15 β Dec 7) or under Special Enrollment rules.
Do I need Medicare Part D?
If you take prescriptions and have Original Medicare, yes. Part D helps avoid high out-of-pocket costs.
Whatβs the difference between Medigap and Advantage?
Medigap works with Original Medicare to cover gaps. Advantage plans replace Parts A & B with added benefits β but may have network limits.
Can I have both Medicare and private insurance?
Yes, you can have both Medicare and private insurance, which is known as having dual coverage.
What Our Users Say
βThanks to Medicare, I can now afford my medications without stress. The process was seamless and straightforward.β
– Dylan., Fortsmith, AR
βCarInsuranceMatch made Medicare so easy to understand. I picked a plan with dental and saved $500 a year.β
β Ron M., Scottsdale, AZ
βThey walked me through Part C vs. Medigap β I had no idea there were so many differences.β
β Julia S., Atlanta, GA